Back in January, I wrote a piece called, "Confession: I'm broke as hell, but I like nice things."

Well, here's a Confession: I'm still broke as hell, but I want to change.

"Ten percent of all earning is yours to keep," my father use to tell me everyday when I was a kid.

Unfortunately, the statement went in one ear and out the other.  I was 9.  How could anyone expect a 9 year old to conceptualize that?

I get it now.  The message was about the principal of being able to save.  To have financial relief. 

"Lord, what I'd do for financial freedom." 

As a kid, I had this yellow bear bank that my brother won for me at the California State Fair.  I cherished that bank.  I felt like such an adult with responsibility to be able to save money. 

I had so much money as a kid! But, then again, I didn't have rent, bills, tuition, OH, did I mention, BILLS!

I know that I'm not the only single girl experiencing this grief.  I look at the clothes in my closet and I think, "Whelp, I probably shouldn't have bought that sexy red dress or those satin shoes." 

"It's cheap.  Only $100 for both," I'm walking around the mall talking to myself.  I see the stares and whispers from people. 

"Is she debating with herself about purchasing a cheap ass dress and shoes?" In my mind this is what people say. 

At this moment, I am being "stalked" by annoying 800, 888, and strange numbers from different area codes.  I use the word "stalked" very loosely.  I refuse to answer! I say they're stalking me, but truthfully the only crime that they've committed is calling me 10 times a day, if that's even a crime.  If it were a guy calling me 10 times at ridiculous hours of the day, I'm pretty sure it would be classified as stalking.  Better yet, I would immediately place him in the "crazy guy" category.  Come on, every girl has a "crazy guy" category. 

I have already committed a sin.

Suze Orman always says that you should answer the phone when the bill people call, but hell I'll think about it. 

"Hello, Happy New Year, I'm far too fabulous, and broke for this, F off, If I was rollin in dough you wouldn't need to call me, I'd pay you you're freakin money" that's the speech that I have planned for the pesky operators but of course I never say that. 

I keep thinking of ways that I can cut back; however, I'm already limiting myself to the max.  I suppose if I consulted with Suze Orman she would probably yell at me for having cable and internet, but am I suppose to live in darkness. 

What can I say, there's nothing more priceless than waking up on a Saturday morning and being able to watch Lifetime.  The crazy sagas of men cheating, getting caught, and something that's 'based on a true story,' those are my favorites.  HA!

Here I go, I'm making excuses, but this is reality.  I don't have many vices, is it wrong to have just one or two or three that doesn't include indulging in alcohol, clubs, or tabacco? Hell no, I say. 

Oh, and if you're wondering why I don't get rid of the internet that's an easy explanation, I'm a writer and all writers need the internet.  Nope, I refuse to sit at some bootleg coffee shop or internet cafe located in the corner of an alley and blog.  Besides, their schedule probably doesn't fit in with my busy schedule.

I'm sitting here at 12 pm watching another episode of Suze Orman as she screams, "denied!" I can only imagine the long list of things I would be "DENIED!

"But Suze can I have cable tv?"
 DENIED

"I have three trips planned this year, and I really want to go."
DENIED

"I want to get my damn eyebrows waxed, so that I don't look like Groucho Marx's sister from another mister."

"Let me spell it out for you my dear, D-E-N-I-E-D, DENIED, do I need to repeat myself? "No trips this year, no sushi, NO, NO, NO," she would say screaming in her high pitched voice.

"Basically, what I'm hearing is that you want me to be a damn hermit and hide under a rock, GREEEATTTT...." that would be my reply. 

If I were married maybe this would be easier... 

I can't believe I even just made that statement.  I definitely know that it doesn't get easier.  I'd probably be even more annoyed with tons of debt. 

I complain about my debt, because I can.  Also, I know what I need to do to clear it.  20's are meant to make mistakes and fix it, so that in your 30's there will be No more excuses!

1. Good thing about being single and in debt: I don't have to worry about anyone else but myself. 

Here's to 2010,
Getting rid of debt and continuing to be young, fabulous & one day rich.